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Travel Page

International Insurance Plans

International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide U.S. citizens and non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our SelectaPlan ® , we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization. Below are product descriptions of the International plans we offer. You have the option of purchasing online or downloading an application and submitting the completed application via fax or mail.

Patriot Travel Medical Insurance ®

Individual & family (5 days up to 2 years coverage)

Patriot Travel Medical Insurance

There are two Patriot Travel Medical Insurance products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot products address the travel medical insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.

Buy Travel Medical Insurance | Download a brochure & application

Patriot Extreme ® Travel Medical Insurance

Extreme athletics and adventure insurance

Patriot Extreme

Patriot Extreme is designed for the adventurous International traveler. Patriot Extreme provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or extreme sports.

Buy Extreme Insurance  | Download a brochure & application

Patriot Executive ® Travel Medical Insurance

Business traveler (annual coverage)

Patriot Executive

If you are an executive that travels frequently outside your country of citizenship throughout the year, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan that provides appropriate medical coverage. Patriot Executive provides up to US$1,000,000 of medical coverage for these individuals and their families.

Buy Executive Insurance  | Download a brochure & application

Patriot Exchange Program SM

Cultural Exchange Student insurance plans

Patriot Exchange Program<small><sup>SM</sup></small>

Designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. Basic short term travel plan is an economical plan while the Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.

Buy Student Insurance  | Download a brochure & application

Patriot T.R.I.P. ®

Travel Protection for trips up to 30 days

Patriot T.R.I.P.<sup><small>SM</small></sup>

To help protect you from losing money you've spent on travel, there is Patriot T.R.I.P. Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.

Buy Patriot Travel Insurance  | Download a brochure & application

Patriot T.R.I.P. Elite SM

First Class Travel Protection

Patriot T.R.I.P. Elite<sup><small>SM</small></sup>

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch service if the unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and adds a new benefit for violent attacks. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite.

Buy Elite Travel Insurance  | Download a brochure & application

Patriot Student SM T.R.I.P.

Student Travel Insurance Program

Patriot Student<sup><small>SM</small></sup> T.R.I.P.

Patriot Student T.R.I.P. is a "budget conscious" travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.

Buy Student Travel Insurance  | Download a brochure & application

Global Medical Insurance ®

Individual & family (1 year or longer)

Global Medical Insurance

Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan. There are three plan options available: Silver, Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime coverage. Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that will respond to their medical needs anywhere in the world. The two areas of coverage are for people needing coverage worldwide or worldwide excluding U.S./Canada.

Buy Global Insurance  | Download a brochure | Download an application

GEO SM Group

Employer sponsored group insurance

GEO Group

The Global Employer's Option (GEO) Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad and may return to the US or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group allows employers to carve out their International employees to provide them with U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for these employees and their families.

Request a Proposal for Employers Insurance

Patriot Group Travel Medical Insurance ®

5 or more individuals (5 days up to 2 years)

Patriot Group Exchange Program<small><sup>SM</sup></small>

Patriot Group Travel Medical Insurance is designed for organizations who have a group of 5 or more members that will be traveling together, and are traveling to a destination that is not the home country of any of the traveling members. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance but with a 10% discount for applying as a group.

Buy Group Travel Insurance | Download a brochure & application

Sky Rescue SM

Emergency Medical Evacuation

Sky Rescue

Sky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months. The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.

Buy Medical Evacuation Insurance | Download a brochure & application

Student Health Advantage SM

Long-term, worldwide medical insurance for groups of 2 or more international students

Student Health Advantage<sup><small>SM</small></sup>

Student Health Advantage is designed to meet the needs of student visa requirements for group members and their dependents. This plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.

Buy Student Insurance | Download a brochure & application

Patriot Group Exchange Program SM

Group cultural exchange student insurance plans

Patriot Group Travel Insurance

Designed for a group of students studying abroad or participants of a group cultural exchange program. Three plan options are available. Basic short term travel plan is an economical plan. Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Long-term annual plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.

Buy Student Group Insurance | Download a brochure & application

The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2008 International Medical Group, Inc. All Rights Reserved.


Blood clots in menses

by: Anonymous

Question : I'M in my late 30s. There are blood clots in my menses. Are they caused by poor blood circulation? I have an acne problem too.
Answer : WOMEN with heavy menstrual periods commonly complain of passing blood clots. All blood will clot and it is not unusual for menstrual blood to clot within the uterus.
When bleeding is heavy or brisk, the clot within the uterus may come out before it has dissolved. There may be less tissue fluid and endometrial components in the menstrual discharge. If you are having prolonged and heavy periods, seek a doctor's advice.
The herb chaste tree can help to balance the progesterone and oestrogen levels, thereby alleviating irregular cycles and heavy or frequent periods.
Supplement your diet with evening primrose oil which is a rich source of gamma-linolenic acid (GLA).
A regular intake of GLA has been shown to ease problems relating to skin and women's menstrual cycle.
Incorporate in your diet antioxidants such as vitamins C and E. Beta-carotene and the minerals selenium and zinc will help improve your skin condition.
Beta-carotene, vitamins C and E are important components for skin repair. Vitamin C is needed to form collagen. Zinc helps to normalise oil production from sebaceous glands and prevents scarring.
A high intake of fruits, vegetables, soya, flaxseed oil, seaweed and whole grains is essential for a healthy skin. Regular exercise has shown to improve skin problems.


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End Morning Sickness Symptoms Within 24hrs-Natural Remedy

by: Mary Freeman

Morning sickness is a term used to describe the symptoms of nausea and vomiting during pregnancy. As many as 90% of all pregnant women experience some nausea while one-third of these women actually vomit due to this condition. It usually begins 4-6 weeks after conception and generally continues until the 14th or 16th week of pregnancy. Causes The bad news is that the exact cause of morning sickness is unknown, but most medical experts would agree that its triggered by hormonal changes in the body which especially increase the hCG (human chorionic gonadottrophin). The high levels of this particular hormone are though to stimulate the brain which controls the nausea and vomiting. Other conditions such as hyperactive thyroid, gallbladder disease, or carrying more than one baby may also cause morning sickness. There are other possible causes of this condition which include the actual physical symptoms of pregnancy. These include: 1.Enhanced sense of smell 2. Stretching of the uterine muscles 3. Displacement of the digestive organs 4. excess acid in the stomach 5. emotional stress 6. A high fat diet As the name suggests, most women experience morning sickness in the very early morning hours of the day, but it can occur at any hour. It will last all day for some. In addition to nausea and vomiting, it can also include dizziness and headaches as symptoms. Drugs There are currently no drugs approved by the FDA for this debilitating condition of pregnancy, however , the good news is that there are several dietary, lifestyle and very effective all-natural approaches that can help. Diet You will want to follow the following dietary recommendations which could help to reduce your symptoms of morning sickness: Eat a high protein and complex carbohydrate diet. Nuts, cheese, crackers, milk, yogurt, and cottage cheese are good starters. Other bland foods like ginger ale, broth, and gelatin are also recommended. Avoid eating fatty foods. Research suggests that a high fat diet contributes to morning sickness. Drink plenty of liquid. Keep hydrated throughout the day. Keep your blood sugar levels even Lifestyle Lifestyle changes may also help to alleviate symptoms of your morning sickness. You will want to stick to the following suggestions: Take vitamin supplements at night Keep morning activities slow and calm Avoid smoking cigarettes Get extra sleep All -Natural method of ending morning sickness symptoms: I have found that this is by far the most effect way to ?end your morning sickness? symptoms, and it can eliminate your sickness in 24Hrs or less.This program will teach you to how to ?cure your morning sickness? permanently using safe, natural techniques. There are no harmful side effects, no medication to take, and you can enjoy your food and have a happy pregnancy! If you are ready to end your morning sickness for good, ?Click Here!? and start living again.

Mary Freeman is an accomplished Author who writes articles on Natural and Home Remedies. To access her remedy website, please visit http://www.eRemedySpot.com

To find other free health content see e-healtharticles.com



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