Summary of Benefits* (Click here to see complete benefits description)
Routine evaluation
100%
Routine cleaning
100%
X-rays
100%
Extractions
50% after deductible
Oral surgery
50% after deductible
Fillings
50% after deductible
*This is the amount covered with the Preventive Plus plan when visiting in-network providers.
Preventive Plus Benefits
With the Preventive Plus plan, you can choose to visit any dentist in our network. There are more than 130,000 dentist locations nationwide to choose from. Even though you have the option of paying monthly or yearly, this is a one year plan.
Plan features include:
No copayments for office visits
Annual Deductibles: $50 for an individual, $100 for a two person plan, $150 for a family
Most preventive services covered 100 percent with in-network providers
With in-network providers, many basic services are covered 50 percent and you get a discount on most major services
No waiting period for preventive services; six month wait for basic services. Basic services include fillings, extractions, oral surgery, palliative treatment/ pain relief, and recementation of crowns/ bridges/ inlays and onlays.
$1,000 annual maximum per person per year
No exclusions for pre-existing conditions
Freedom to visit any provider, no primary care dentist required
Membership in the People’s Benefit Alliance (PBA) is required at additional cost (your $0.75 association fee covers this) in order to be eligible to apply for this plan. With your membership, you will receive discounts on health, travel, consumer, and business-related services, such as:
Fitness Programs- Puts benefits for healthier living within reach for you and your family
Vitamin Discounts- Offers discounts on an extensive selection of vitamins
Car Rental Discounts- Get great deals on car rentals
The association is a membership organization that provides educational information and discounts on goods and services to its members.
Keep in mind that there is no underwriting, which means you will not be disqualified for pre-existing conditions.
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