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Continuation of Coverage Under Cobra & the DC Mini COBRA for small businesses ( Less the 20 Employees)

- COBRA is mandated for Employers with 20 or more employees but about 39 states and the District of Columbia have mandated some form of MINI COBRA for smaller employers.
- For DC, the normal continuation of coverage for businesses with less than 20 employees is three months.
- But Under federal American Recovery and Reinvestment Act of 2009 (“ARRA”) a subsidy of up to 65% of the cost of health insurance pursuant to the Consolidated Omnibus Budget Reconciliation Act (“COBRA”) health benefit provisions is provided. A COBRA eligible employee who has been involuntarily terminated between September 1, 2008, and December 31, 2009, and who earns less than $145,000 if single or $290,000 if filing jointly may receive this benefit for a maximum of 9 months.
- ARRA also allows similar benefits for so-called mini-COBRA plans enacted by states to cover small group health plans. The District of Columbia Continuation of Health Coverage Act of 2002 meets the requirements for mini-COBRA plans and therefore this bill will 3 extend coverage for applicable employees to allow them to utilize the subsidy provided by the ARRA.

RxMom.com Insurance Services is located at 1660 International Dr Ste 400 McLean Virginia 22102 Telephone (703)637-9940 Toll Free (888)490-8782
 
RxMom.com is located at 3600 Saint Johns Lane Suite B Ellicott City Maryland 21042 Toll Free (888)490-8782